PM Surya Ghar subsidy: save more on solar
The PM Surya Ghar: Muft Bijli Yojana pays ₹30,000 per kW for the first 2 kW of a home rooftop system and ₹18,000 for the third kW, so ₹30,000 for 1 kW, ₹60,000 for 2 kW and ₹78,000 for 3 kW or more. Delhi adds ₹26,000 per kW capped at ₹78,000 (3 kW); Uttar Pradesh adds ₹15,000 per kW capped at ₹30,000 per consumer, on top of the central subsidy. The scheme runs until 31 March 2027.
This guide turns the rules into the decisions that matter to you: how much support you may receive, what it does to your final cost and what needs to happen before the money reaches your account. Every figure is dated and linked to its source.
How the central subsidy reduces your cost
| System size | Central (PM Surya Ghar) | Uttar Pradesh state subsidy | Total subsidy |
|---|---|---|---|
| 1 kW | ₹30,000 | ₹15,000 | ₹45,000 |
| 2 kW | ₹60,000 | ₹30,000 | ₹90,000 |
| 3 kW | ₹78,000 | ₹30,000 | ₹1,08,000 |
| 5 kW | ₹78,000 | ₹30,000 | ₹1,08,000 |
| 10 kW | ₹78,000 | ₹30,000 | ₹1,08,000 |
The formula behind those figures is 60% of the benchmark cost for the first 2 kW and 40% for the part between 2 and 3 kW, capped at 3 kW, using a benchmark cost of ₹50,000 per kW up to 2 kW and ₹45,000 per kW above. The scheme was launched 13 February 2024, Cabinet-approved 29 February 2024 with an outlay of ₹75,021 crore, target 1 crore households. By 22 July 2026, 48,02,717 households covered by 39,72,447 systems as of 22 July 2026.
Housing societies and RWAs get ₹18,000 per kW for common facilities, up to 500 kW (3 kW per house), EV charging included.
Extra savings in Delhi and Uttar Pradesh
Both states pay on top of the central subsidy, and both are capped at the same rupee figure, but the per-kW rate and the extras differ.
Delhi. ₹26,000 per kW, capped at ₹78,000 (3 kW) (the July 2025 amendment), plus a generation-based incentive of ₹3 per unit for homes up to 3 kW and ₹2 per unit for 3 to 10 kW, paid 5 years from commissioning, paid monthly against the bill; any excess to the bank account. Delhi's policy runs 14 March 2024 to 13 March 2027. On 1 September 2026 the Delhi Cabinet approved a second amendment: up to 3 kW at zero upfront cost, "subject to technical feasibility" for households that averaged 400 units a month or less in FY 2025-26.
The Delhi subsidy page has the per-unit incentive worked out, and the zero-upfront explainer sets out what is approved against what is notified.
Uttar Pradesh. ₹15,000 per kW, capped at ₹30,000 per consumer, on top of the central subsidy, under the UP Solar Energy Policy 2022. combined central-plus-state totals of ₹45,000, ₹90,000 and ₹1.08 lakh for 1, 2 and 3 kW, paid by direct bank transfer 30–45 days after verification.
Combined, a 3 kW system in Noida, Ghaziabad or Varanasi carries ₹1,08,000 of subsidy; in Delhi ₹1,56,000 plus the per-unit incentive. The Uttar Pradesh page covers UPNEDA's role and the district solar cells.
Who is eligible
The published conditions are short: an Indian citizen who owns a house with a suitable roof, has a valid electricity connection and has not taken an earlier solar subsidy. The installer the installer must be a vendor registered on the national portal, and you choose the vendor on pmsuryaghar.gov.in. Verde Solaire is a registered PM Surya Ghar vendor in both Delhi and Uttar Pradesh.
The system itself must meet two rules. both the modules and the cells must be made in India; and from 1 June 2026, the cells must be on the ALMM List-II. consumers who give up the subsidy are exempt from List-II until 31 March 2027.
Eligibility checkerSeven questions, a clear yes, no or conditional answer, and the documents to keep ready.Open the toolHow to apply: the nine steps
- 01
Register on pmsuryaghar.gov.in
State, electricity distributor, consumer number and mobile number. Verde Solaire does this with you on the survey visit. - 02
Log in and apply for rooftop solar
System size and the installer: choose Verde Solaire from the registered vendor list. - 03
DISCOM feasibility approval
The distributor checks the sanctioned load and the transformer. In Delhi no feasibility study is needed up to 10 kW on the same supply type. - 04
Installation by the registered vendor
Panels, inverter, structure, earthing and the AC and DC boxes. Usually a few days once material is on site. - 05
Submit plant details and apply for the net meter
Verde Solaire uploads the installation photographs and the technical details. - 06
DISCOM inspection
The distributor inspects and installs the net meter. Delhi's rule is a connection within 10 days for systems up to 10 kW. - 07
Commissioning certificate
Generated on the portal after the meter is in. - 08
Bank details and a cancelled cheque
Submitted on the portal by you; the subsidy is paid to this account. - 09
Subsidy credited
Officially within 30 days of the claim, about 15 days on average.
The order matters for one reason above all: you pay the installer, and the government pays you. The subsidy is not deducted from the invoice; it arrives in your bank account after commissioning. That is why a quote should show the gross price, the subsidy and the net separately, and why the money-flow page exists. If a portal stage stalls, the portal help page explains what each status means.
Paying for the system: the concessional loan
The scheme's loan is collateral-free, from nationalised banks, at repo rate plus 0.5 percentage points, which was 5.75% on 28 July 2026, over 10 years. Two older figures are still repeated online: around 7% (February 2024 figure, superseded), and up to ₹2 lakh at 6.75% (March 2025 figure, superseded). The 2026 ministry statement does not restate a cap. Use the EMI calculator with the current rate.
Dates that matter
- Scheme end: 31 March 2027. the Centre is reported to be considering a 3–4 month extension.
- ALMM List-II mandatory for net-metering projects commissioned from 1 June 2026.
- GST on a rooftop solar plant: about 8.9%: 5% on the panels and inverter (70% of the contract value) and 18% on the rest of the material and installation (30%).
- Delhi net metering: connection within 10 days for systems up to 10 kW and no application fee for domestic systems, since 16 July 2026.
Everything else on the subsidy
Delhi solar subsidy and GBI in 2026
Delhi adds up to ₹78,000 to the central ₹78,000 on a 3 kW system, plus ₹3 per unit for five years. What is confirmed and where to apply.
Read
Delhi zero-upfront solar: approved, not live
Delhi's zero-upfront 3 kW rooftop solar for homes under 400 units was Cabinet-approved on 1 September 2026 and not notified by 16 September. What applies today.
Read
How to apply for PM Surya Ghar: 9 steps
Apply for the PM Surya Ghar subsidy in nine steps on pmsuryaghar.gov.in: register, pick a registered vendor, DISCOM approval, net meter, subsidy within 30 days.
Read
PM Surya Ghar application status explained
Which party owes the next step at every portal stage, and what to do when nothing moves.
Read
Solar subsidy: who pays whom, and when
You pay the installer in full (or the bank does under a loan), the DISCOM inspects, then the government pays the subsidy into your bank account, within 30 days.
Read
Uttar Pradesh solar subsidy 2026: ₹15,000/kW
Uttar Pradesh pays ₹15,000 per kW, capped at ₹30,000, on top of the ₹78,000 central subsidy: ₹1,08,000 on 3 kW. Which DISCOM you deal with and when it lands.
Read
Questions people ask
Start with a clear plan for your savings
Get a free roof assessment and a written quote for branded equipment. We will also explain the loan, installation, net-metering and subsidy steps.